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Andy:
Three men were talking one day about how much money they gave to God. They all knew they were supposed to give, but they had different ways of figuring out how much. The first one said, “I’ll tell you what I do. I take all my money and put it in my pocket. Then I stand up and draw a circle around me about two feet in diameter. Next, I take all the money in my pocket and throw it up in the air. When it comes down, what lands in the circle is God’s, and what lands outside of it is mine.”
The second one said, “Hey, that’s what I do, only what lands outside the circle is God’s and what lands inside is mine.” They looked at the third fellow, and one of them asked, “What about you? What do you do to determine how much money to give back to God?”
The third man said, “I do the same thing. I draw a circle. Then I get inside it and throw all the money up and say, ‘God, whatever you want you just keep up there,’ and then whatever comes down, I know he wants me to have.”
Money. It is perhaps the most uncomfortable topic a preacher has to talk about. Like these three men, we all have different ways of deciding how much money we are going to give back to God for the Kingdom, and so today, we want to share a little bit about OUR family’s faith journey and giving.
Kate:
In 2007, Andy and I, for the first time in our lives, started paying a full tithe. We’ve always been givers, but we always struggled to make it to 10%. Some years we said we would, but different “emergencies” would crop up over the course of the year, and we wouldn’t make it. It’s no secret what Andy makes, so I am going to use OUR finances as an example. I’m a stay at home mom and you pay Andy a salary of $36,000 a year, before taxes and health insurance premiums. Every month Andy and I give at least $300 to our church. $300 x 12 months = $3,600 per year. 10%. Ten percent is our baseline. We give more money on the Six Special Sundays (World Communion, One Great Hour of Sharing, and others) or when there are other opportunities to give. Ten percent is not the ceiling, as the Rev. Adam Hamilton says, but the floor. Our rationale for giving in this manner is simple, if Andy’s the pastor, our family needs to lead by example. He cannot ask you, his parishioners to give 10% if we’re not willing to do the same, so we give this church at least $300, every month.
It wasn’t an easy decision to commit to giving at that level. You see, four years ago we left Alaska to come to South Dakota. In Alaska, Andy was making close to $50K a year, I was going to school and making about $15K/year, and he was about to accept a promotion as the Director of Environmental Health and Safety at the University of Alaska that would put him closer to $70K a year. Our son James was about to be born, and child care in Alaska would cost us about $675/month if I went back to work full time. We had a house payment, a car payment, another car that kept breaking down, and credit card bills. Andy commuted 60 miles each way to work; I commuted 45 miles each way, and the gas prices just kept going up and up. No matter how we did the math, we were not going to be able to financially make ends meet. There was no way. So Andy began looking for safety jobs in South Dakota and Minnesota, mostly to be closer to my family, but also to have a lower cost of living.
Andy:
I applied for safety job after job after job. I was certainly qualified for each position I applied for, but I couldn’t get anyone to call me back. I was getting frustrated, even depressed. Then I saw a job in the most unlikely of places. Kate and I, at one time, had lived onsite as manager’s assistants at Birchwood Camp, the UM camp in southcentral Alaska. Because of that we were on Kevin Witt’s email list serve out of the General Board of Discipleship for church camps around the country. One day I saw a job posting for a campus ministry job in Brookings. It was really strange and out of place! This was a camp list not campus ministry, and then it hit me. “Oh no, God not NOW.” You see, I knew that God had been calling me to the ministry for about 5 years at that point, and I didn’t want to go. I didn’t want to obey. It became apparent to me, God was saying, “Yup, it’s time. No more running away.” So I applied, and in very short order, got the job. We sold our house and paid off our revolving credit with the equity. When we obeyed, all the roadblocks seem to disappear, and the way forward seemed to be paved smooth.
Kate:
Now, money had always been a PAINFULLY stressful topic of conversation in our marriage, and, at the time, one we preferred to just avoid. We hadn’t done a good job of communicating about money, how we spent, how we saved, what we gave, what our goals were. We were feeling called to give more, but how could we? We had just moved across the country with a 6 week old baby. When we got to Brookings, Andy worked ¾ time at the campus ministry and also ¾ time at Hyvee during the graveyard shift so that our family would have health insurance, about 70-80 hours of work every week. We were stressed.
Andy:
Now once we were in Brookings I was okay with doing campus ministry, actually, I loved it, it was the best job I had ever had, but I made it clear to God, that was as far as I was going to go. I’m not going to seminary, and I’m not going to be a pastor of a church. (Well, you can see where THAT got me…) Things seemed to get better and better. We bought another house in Brookings, and I signed a full time contract with First UMC in Brookings so I could finally quit my other job at Hyvee, but the very day after my last day at the supermarket, I was told that the church couldn’t honor the full time contract, there had been some confusion about funding sources, and I was now without a job. I had a 1 year old son, a house payment, a car payment, and classes set to begin in one month. What were we going to do?
What we did was call on God in prayer. “I’m done running God. I’ll do whatever you want if you get us out of this mess. Put me to doing, put me to suffering. I fully surrender all that I have and all that I am to you.” One month later, we were in Wakonda, our house in Brookings sold. We lost some money, but not as much as we could have. We had a roof over our heads, a steady paycheck, plenty of food, and an amazing, loving new church family, actually THREE new church families. God provided, and abundantly.
Kate:
All of this was VERY fresh in our minds, only a couple of months old actually, when we decided we would tithe. We knew we would have Andy’s tuition and books to pay for. We knew we would have more expenses, like MORE diapers for baby #2 (Angus was on the way), but we also knew that God would provide. We placed ourselves in God’s care, trusting that God would fulfill the promises that Jesus tells us about in the Gospel message today. We knew that centuries ago these words were written for us, “Kate and Andy, you can not serve two masters. You can not serve God and money. Therefore I tell you, do not worry about your life, what you will eat or what you will drink, or about your body, what you will wear. Is not life more than food, and the body more than clothing? Look at the birds of the air; they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they?”
Andy:
And here we are nearly four years later, and still tithing. We took a financial management class together, Dave Ramsey’s Financial Peace University, which changed our lives, taught us how to budget and strengthened our marriage. Now we don’t have a car payment, we no longer have credit card debt, I will graduate from seminary at the end of this semester, God willing, with ZERO additional debt from graduate school. And we now have an emergency fund.
Most recently we had some unexpected expenses for that emergency fund. Hospital bills for Kate, travel expenses for my step-mother’s funeral, a few thousand dollars that we hadn’t planned on, but strangely enough, we were not worried about finances. We knew that we would continue to tithe, and that the bills would be paid, that God would provide. And through the generosity of some amazingly faithful people, provision came.
Kate:
Our family has been blessed in ways we could never have imagined. Even when we’ve faced times of strife, when we’ve begun to ask “What is going on here, God? We can’t take much more of this.” God’s presence is made known to us in amazing ways; our fears are alleviated, bills are paid, new opportunities are open to us. That’s how it works. When we are faithful, when we give God the first ten percent, the blessings come. We don’t give to God so that we WILL be blessed, but rather we recognize that BECAUSE we are blessed, God wants US to be a blessing unto others. We are blessed to be a blessing.
Andy:
Our lives have changed, we were really worried that first year about how we would tithe, and here as we enter our fourth year of tithing, when faced with financial adversity, we didn’t even give it a second thought, of COURSE we would pay our tithe. Our lives have changed, but it all started with a change in perception. We stopped seeing ourselves as broke, and we started to view ourselves as richly blessed, in times of abundance and scarcity. We began to believe the words, “All that we have, and all that we are, is a gift from God.” We began to understand that we were richly blessed so that we might be a blessing unto others.
Friends, I hope that our story can serve as an encouragement to you, that our God is a God of provision, as you gather together as families this week and decide on what your giving will be this coming year. If you haven’t already started, I invite you to begin praying together as a family, adults, teenagers, children, and discuss what your financial gift back to God’s Kingdom will be this coming year.
In the mail this week you will receive a pledge card. My prayer for each of you as you fill it out, is that you will see just how richly blessed you truly are, and that you might view that blessedness as a gift from God so that you might in turn bless others. You are blessed to be a blessing. Amen and Amen.